UPDATE: This giveaway is now closed.
Even as a very small child, some of my favorite play-time activities were playing store {I was the cashier} and writing numbers in my “bank book” {see picture below}.
When I was six, my parents helped me open my first savings account and then make small deposits on a regular basis. You can probably imagine how excited I was to balance a REAL bank register after each deposit!
I opened a checking account when I was 18, and was extremely hesitant to spend even one penny more than I absolutely had to! I used coupons to buy groceries all through college, and worked as many hours as I could to quickly pay off my student loans.
Now that I’m “all grown up” I’m still frugal, I still use coupons, I still don’t spend money if I don’t have to, and I still balance my bank register after every transaction {yes, I do online banking too!}
Basically, I’ve been frugal for as long as I can remember — thanks in large parts to my parents who have always encouraged me and my sisters to save, save, save!
Because of my love for frugal living, I am simply ecstatic about today’s giveaway — The Money Saving Mom’s Budget. It’s a brand new book written by one of my blogging friends, Crystal Paine of MoneySavingMom.com.
Crystal’s book is not only packed FULL of hundreds of tips and tricks to save more, spend less, and pay off debt; it also contains a wealth of information on how to simplify and organize your entire life… which I’m all in favor of 🙂
Plus the entire book is written from a “normal” person’s perspective on finances; so you won’t have to weed through financial jargon or constantly wonder if you’re understanding it correctly.
As I was reading her book, I kept thinking “I could have written this” because I honestly agree with pretty much everything she says. You can read more about her book here, but then come back and enter to win one of 5 copies!
The Giveaway:
Today, five lucky readers will win a copy of Crystal’s new book, The Money Saving Mom’s Budget!
How to Enter:
1. Leave a comment. How are you trying to save more and spend less this year?
2. Like Simple Organized Living and/or Money Saving Mom on Facebook, and then leave a separate comment letting me know you did {or that you do already}.
If you are reading this in your email or feed reader, please visit the actual blog post to enter. Email entries, Facebook comments, and Twitter messages will NOT be counted.
Prizes:
(5) copies of The Money Saving Mom’s Budget as described above.
This giveaway ends at 10:00 pm on Tuesday, 1/17/2012 and is open to all U.S. and Canadian residents 18 years or older. I will use And the Winner Is to select the winning comments at random. Winners will be notified by email and noted at the top of this post. Winners must respond within 48 hours of notification to claim their prize or I will choose a new winner. Please see my full disclosure policy and contact me with any questions you have. Good luck!
Julia says
I like Simple Organized Living on FB.
Erin says
I just liked Simple Organized Living on facebook!
Jourdan H says
I am using coupons to try to save money and tryin to use cash instead of plastic!
tiffany says
This year i will be going to a lot of yard sales to make cheap diy projects..i have done a ton of research on tips and how toos..so wish me luck..also i have been making a lot more meals at home instead of going out all the time.
Julia says
I’m keeping track of our expenses using a spreadsheet/ Neat receipt we got as a gift.
Georgette says
I have begun meal planning and really living more frugal. I have said I will do this for a long time, but your tips help me really work hard to live better.
Erin says
We are cutting our budget and trying to pay off debt this year. I am cooking from scratch and making homemade cleaners and soaps.
Chris R. says
I am making a monthly calendar with meals on it, and making half of them meat-less, so that I can save by using more coupons for meals, since I rarely find coupons for meat. And I’m also shopping from my stock pile before grocery day to see what I already have and cook from that first.
Erin says
We are MAJORLY cutting our budget and trying to pay off debt this year. I am cooking from scratch and making homemade cleaners and soaps.
kim says
having a food budget , having a bigger garden !
Karen says
I like MSM on facebook
Jill says
We are saving money to buy a car to avoid having a car payment. I already like Money Saving Mom and will be a new fan of Simple Organized Living ๐ Thanks for the opportunity to win a book!
Karen says
I am trying to watch the grocery spending so we aren’t overspending there.
Sharon C says
Meal plan and use whole fresh foods..buy locally..buy less convenience g
Foods and snack foods..Buy in bulk! So muchcheaper and fresher..use less gas by combining errands more..buy membership at museum..save so much by free admission to participating places
Chris R. says
I already like you!
Anne @ Modern Mrs Darcy says
I’m starting to do some freezer cooking again to save some money and TIME!
amy says
I like MSM on FB!!
amy says
I like Simple Organized Living on FB! ๐
amy says
We are reducing our food budget – groceries & eating out.
tiffany says
I already like you on facebook!
Katie says
I like you on Facebook already:)
Holly says
I already like Simple Organized Living on FB
Katie says
I’m saving money this year by sticking to the grocery budget.
Holly says
We’re trying cash envelopes for the first couple months of the year, just to see if we can do it and if it works for our family.
Kimberly says
I already like Simple Organized Living on Facebook :).
Kimberly says
I already like Money Saving Mom on Facebook :).
Sarah says
We are cooking at home more.; Using hand-me-downs from a friend for our daughter; using coupons and the clearance section at that store; turned down the thermostat and wearing socks and heavier clothes at home; run all errands on one day.
Ps. I just liked you on facebook and am leaving you a comment to let you know I did. I also commented on your page.
Kaleigh says
Also “like” SOL on fb ๐
Kimberly says
We are saving more by moving into a very small house with a very small mortgage payment.
Kaleigh says
I “like” MSM on facebook
Lisa says
I am TRYING to like MSM on facebook but the “system is overloaded” so I’m having trouble logging in. I will keep trying, so count me in for this giveaway, please ๐
Deni says
This year I am really committing to our budget by planning all my shopping trips, making lists and sticking with them, using what we have on hand or making it, paying off our car with the “Debt Snowball”, and just avoiding temptation. Also, following your blog daily for money saving tips!
Kaleigh says
Trying to save more this year by eating out far less, running fewer unnec. errands, possibly doing a garden and getting chickens, and on and on. This is the year my family plans to get out of debt along with completing our adoption. ๐
Would love to win this book!!
Lisa says
I am setting a grocery budget and sticking to it this year!
Sarah says
I am a fan of MSM on facebook
Sarah says
I’m going to try and do more meal planning and reduce our grocery budget.
Monica says
I am a fan of you and MSM on Facebook!
monica says
I have set a grocery budget and am testing it so i can make adjustments. I am also trying to shop less often by being more organized with shopping lists so we don’t run out of necessities. I am a fairly new reader and am enjoying your blog! I have been a fan of MSM for a long time. Her book is on my reading list ๐
Kait says
I like Simple Organized Mom on facebook.
Kait says
We’re finally committing to an actual budget. For too long, our approach has been to just try to avoid overspending, and we are saving money – but I feel like we could save even more if we were more disciplined about it.