Frugal Living

Increase Your Saving and Investment Potential With Automatic Deposits

posted by Andrea | 12/13/2017 | 24 comments

I’ve said it before and I’ll say it again — automating our savings and investments has been one of the most important reasons we’ve been able to stick with our lofty financial goals for the past 11+ years.

As we approach another New Year with new goals, I’d encourage you to set up a monthly auto-deposit into a specific savings or investment account. Then commit to leaving that money untouched for as long as you possibly can!!

How I Organize and Keep Track of My Digital Receipts

posted by Andrea | 12/4/2017 | 21 comments

If you do the majority of your shopping online like I do, you probably get what feels like 10 million emails regarding your various online purchases — when the orders are places, when they are processed, when the products are shipped, when the orders are delivered, etc. etc. etc. 

It can feel overwhelming if you don’t have a system. Thankfully, you do NOT need a fancy system to track your digital receipts — I’m sharing my super simple system today!

The Saving Power of Waiting 24 Hours

posted by Andrea | 11/16/2017 | 32 comments

We’re quickly approaching the time of year when there are so many sales and “great deals” that it’s often easy to make quick decisions and impulse purchases we might later regret.

If you’re hoping to avoid extra impulse purchases this year, today’s tip might help you do just that!

Clara’s Birth Announcements

posted by Andrea | 11/9/2017 | 15 comments

In the age of social media, I definitely don’t think it’s necessary to send out an official birth announcement — however, I personally like sending them out and I know some of our non-techy relatives enjoy getting them in the mail!

Today, I’m sharing Clara’s birth announcement — as well as how I made them myself for a bargain!

My Super Simple, Super Frugal, Quick Fix for Faulty Technology

posted by Andrea | 11/8/2017 | 26 comments

Over the years, I have learned one super simple, super frugal, quick fix for faulty technology that has worked over and over and over again for me…

It might not work for every tech issue you encounter — but considering it’s completely free, super easy to do, and only takes a few seconds, it’s probably worth a shot the next time you experience an issue with your technology!

My Favorite Dollar Store Buys

posted by Andrea | 08/28/2017 | 30 comments

Not everything at the dollar store is necessarily a great bargain, but there are definitely some amazing deals if you’re willing to browse!

Since we love our local dollar store so much, I thought it might be fun to share some of OUR favorite items to buy on our monthly walks to the dollar store. 

Save Big on Back-To-School (+ a $200 Giveaway!)

posted by Andrea | 08/3/2017 | 13 comments

When I was growing up, back-to-school shopping meant scouring the ads, clipping coupons, and driving from store to store in search of $0.10 note pads, $1.00 markers, and my favorite… Trapper Keepers!

Now days, back-to-school shopping is SO much simpler and easier because you can do almost everything online! And speaking of shopping online, I have a $200 Visa gift card to help one lucky reader stretch their back-to-school shopping budget just that much farther!

Why We DON’T Budget for House Projects

posted by Andrea | 07/21/2017 | 27 comments

Over the last 6.5 years, Dave and I have spent a considerable amount of money fixing up, renovating, remodeling, and decorating our home… and since I share the renovations on my blog, I’m regularly asked how we budget and plan for all our home projects.

I’m guessing many of you would be shocked to know that Dave and I actually DON’T budget for house projects… that’s what I’m talking about today!

How We Enjoy the Fruits of Our Frugalness

posted by Andrea | 05/30/2017 | 35 comments

I have always been good at making the most of our MONETARY resources. However, in many ways, this has caused me to squander my resources of time and energy. Also, we weren’t really enjoying any tangible benefits from all my frugal habits.

Today I’m sharing how our family has introduced a little more MODERATION into our savings and spending over the past 4-5 years, and how we are now regularly enjoying the “fruits” of our frugalness!

Save More: Buy What You Need Versus What You Can Afford

posted by Andrea | 04/7/2017 | 22 comments

We wouldn’t have very full lives if we ONLY allowed ourselves to buy exactly what we needed to survive and nothing more. It’s fun to splurge a little every now and then and it can be a special treat to do or buy something we might not normally do or buy.

But I do think we (myself included) could all save a lot of money if we simply stopped to ask “Do I NEED this?” versus “Can I AFFORD this?”

Our Best Tax Refund Tip

posted by Andrea | 03/24/2017 | 131 comments

With just over 3 weeks until the official end of tax season, Dave and I figured it was perfect timing to share one of our best tax refund tips — especially since we were pleasantly surprised with the extra-large refund we received for 2016!

How Dave Watches March Madness Without Cable

posted by Andrea | 03/20/2017 | 26 comments

As many of you know, Dave and I nixed cable a while ago… and we really have no regrets.

However, the one time of year Dave really misses cable is during March Madness. The man is a basketball junkie and would probably watch every single game if he could — thankfully, he found a very frugal solution that allows him to watch as much basketball as he wants… without cable!

Why We Don’t Have College Funds for our Kids

posted by Andrea | 03/14/2017 | 86 comments

Almost immediately after Nora was born, I was asked if Dave and I were planning to set up a college fund for her and for any future children.

The short answer is “no, probably not” — and today, I’m explaining more about that decision in an updated post from one I wrote 3 years ago.

10 (more) Things I’ve Never Spent Money On

posted by Andrea | 03/6/2017 | 37 comments

Over the past 7+ years of blogging, I’ve shared a few “Things I’ve Never Spent Money On” posts, and they are always SO fun to write and so fun to read the comments!

I recently thought of several more “things I’ve never spent money on” so I figured it was time for another post!

7 Simple Ways We Save A Little Bit More

posted by Andrea | 02/9/2017 | 21 comments

I’ve gotten lots of money-saving questions over the past few weeks… so today, I thought I’d share a handful of relatively small and simple ways we save quite a bit every month and every year.

Most of these simple ways to save won’t instantly change your financial situation, but (as with most things in life) the changes will come about more slowly. However, by starting small and sticking with your savings goals, you will be on your way to create the very valuable habit of SAVING!

The Questions We Ask When Debating Whether to Save or Splurge

posted by Andrea | 01/30/2017 | 4 comments

Today I’m sharing a list of questions Dave and I ask when we’re contemplating saving or splurging.

Of course, there is no right or wrong way to save or splurge, but I’ve found that my mental checklist of questions helps put my purchase into perspective, resist impulsive spending, and still enjoy regular splurges and special treats for myself and my family (without feeling guilty!)

5 Ways I Find Free (and Frugal) eBooks

posted by Andrea | 01/25/2017 | 14 comments

I realize there are literally hundreds and hundreds of online resources for free and frugal eBooks, but since I like to keep things super simple, I’m sharing MY top 5 today.

And of course, I’d love to know what your favorites are too!

It Can’t Hurt to Ask

posted by Andrea | 01/11/2017 | 30 comments

Although I’m not nearly as frugal as I was 10 years ago, I still try to use our money wisely, get the best value, and save when it’s not too much of an inconvenience.

One of the ways I save quite a bit (without sacrificing much time, effort, or quality of product) is by simply asking the right questions to the right people.