UPDATE: This giveaway is now closed.
Even as a very small child, some of my favorite play-time activities were playing store {I was the cashier} and writing numbers in my “bank book” {see picture below}.
When I was six, my parents helped me open my first savings account and then make small deposits on a regular basis. You can probably imagine how excited I was to balance a REAL bank register after each deposit!
I opened a checking account when I was 18, and was extremely hesitant to spend even one penny more than I absolutely had to! I used coupons to buy groceries all through college, and worked as many hours as I could to quickly pay off my student loans.
Now that I’m “all grown up” I’m still frugal, I still use coupons, I still don’t spend money if I don’t have to, and I still balance my bank register after every transaction {yes, I do online banking too!}
Basically, I’ve been frugal for as long as I can remember — thanks in large parts to my parents who have always encouraged me and my sisters to save, save, save!
Because of my love for frugal living, I am simply ecstatic about today’s giveaway — The Money Saving Mom’s Budget. It’s a brand new book written by one of my blogging friends, Crystal Paine of MoneySavingMom.com.
Crystal’s book is not only packed FULL of hundreds of tips and tricks to save more, spend less, and pay off debt; it also contains a wealth of information on how to simplify and organize your entire life… which I’m all in favor of 🙂
Plus the entire book is written from a “normal” person’s perspective on finances; so you won’t have to weed through financial jargon or constantly wonder if you’re understanding it correctly.
As I was reading her book, I kept thinking “I could have written this” because I honestly agree with pretty much everything she says. You can read more about her book here, but then come back and enter to win one of 5 copies!
The Giveaway:
Today, five lucky readers will win a copy of Crystal’s new book, The Money Saving Mom’s Budget!
How to Enter:
1. Leave a comment. How are you trying to save more and spend less this year?
2. Like Simple Organized Living and/or Money Saving Mom on Facebook, and then leave a separate comment letting me know you did {or that you do already}.
If you are reading this in your email or feed reader, please visit the actual blog post to enter. Email entries, Facebook comments, and Twitter messages will NOT be counted.
Prizes:
(5) copies of The Money Saving Mom’s Budget as described above.
This giveaway ends at 10:00 pm on Tuesday, 1/17/2012 and is open to all U.S. and Canadian residents 18 years or older. I will use And the Winner Is to select the winning comments at random. Winners will be notified by email and noted at the top of this post. Winners must respond within 48 hours of notification to claim their prize or I will choose a new winner. Please see my full disclosure policy and contact me with any questions you have. Good luck!
Kayla says
Meal planning, getting into couponing, making household cleaners instead of buying, and taking a more active role in the budget upkeep instead of having my husband do it all.
Denice says
I liked you both on FB.
Denice says
We are monthly menu planning and once a month cooking to reduce grocery cost. We also started a 21 day fast food fast to kick start the habit of not eating out.
Sabrina says
I’m trying to plan meals and save on groceries that way. And trying to work with my husband to come up with a realistic budget.
Liked Simple Organized Living and Money Saving Mom on Facebook
Jennifer says
Having our first baby in May…have already started the diaper stockpile!
Kelly Marceau says
Like MSM on Fb under Straw Berry
Kelly Marceau says
Trying to plan meals
Susan Byrd says
Planning menus and eat out less.
Cindy says
I use coupons and the internet to find sales on whatever we need to keep expenses down. I am also throwing myself into DIY high gear to spruce up our almost 30 year old home!
Sweta says
I plan on menu planning, shopping with a list, and using coupons.
Jennifer says
I liked Simple Organized Living and Money Saving Mom on Facebook.
Jennifer says
I am cutting out my morning coffee, using the gym more for entertainment and using my local library as a source for books and magazines.
Amy Ashley says
I liked Simple Organized Living on fb and I already am a fa of MSM on fb. Thank you!
jaimie says
i plan on using more coupons this year to save my family a ton this year.
julia k says
I’m having my husband do the grocery shopping so I avoid impulse buying!
Amy Ashley says
We are cutting out buying just because we are getting it at its rock bottom price, UNLESS we use it or can give it away! Thank you for the opportunity to win one of Crystal’s books.
Courtney says
I liked Money Saving Mom on Facebook!
Courtney says
I’m saving more/spending less by paying down my debt with aggressive payments! This will save me on interest and in about a year, I can put that money in savings!
Janice D says
I already follow MSM on fb
Janice Derington says
I am trying to save money and spend less by staying home and out of the stores!
Carrie says
I like Money Saving Mom and Simple Organized Living on FB. ๐
Carrie says
I’m trying to save money on food by menu planning, buying in bulk, and also making more quick convenience foods for the kids. Thanks for doing this giveaway!
angie says
I LIKE both Simple Organized Living and MoneySavingMOm on Facebook!
angie says
I am spending less by cutting out all processed foods and making almost everything from scratch! It’s tough, but we’re committed to doing it!
Julianne says
I’m trying to avoid going to the mall and places where I’m tempted to buy stuff!!
Karen says
I am already a follower of yours on facebook!
Karen says
I am going to try to stay on a food budget this year…
Rhonda High says
I need to be realistic when looking at our finances. We try to record everything but I don’t always take the time to add them up at the end of every month. Reality check needed! ๐
MrsD says
I just started doing Dave Ramsey’s EZmeals meal planner. Seems like it’s saving money at the grocery and it’s nice to eat some different things other than my usual suspects ๐ My husband and I are used to eating out twice a week so we are REALLY trying to cut back on that too.
I’ve been making my own chicken and beef broth and breadcrumbs for about a year now and that has definitely saved money (in addition to being more tasty and healthier)
It’s great when you know you are saving money and doing something good for your family as well!
Kathy W says
My plan to save this year is to be more organized when it comes to shopping. Prepare grocery lists, match coupons and give myself enough time to make sure I am doing my best to stretch my $$$$.
lisa c says
I like you and Money Saving Mom on Facebook. ๐
lisa c. says
I’m trying to save more and spend less this year by planning our meals.
Meghan says
This year, to save money, we are going to try the cash envelope system.
Krissy says
I follow you on Facebook.
Krissy says
I am being more intentional about setting aside the first part of each paycheck to put into savings, instead of waiting for what is left over at the end of each month.
Susan says
I am implementing (and sticking to it) menu planning and making fewer trips to the store. Once a week to the store and if we run out, I’ll improvise or we’ll just do without. Less impulse spending as well.
Carrie says
I am going to try freezer cooking in an effort to avoid eating out on nights when we get too busy or just plain don’t feel like “cooking”.
Tara says
I liked Money Saving Mom on Facebook
Tara says
I liked you on Facebook