UPDATE: This giveaway is now closed.
Even as a very small child, some of my favorite play-time activities were playing store {I was the cashier} and writing numbers in my “bank book” {see picture below}.
When I was six, my parents helped me open my first savings account and then make small deposits on a regular basis. You can probably imagine how excited I was to balance a REAL bank register after each deposit!
I opened a checking account when I was 18, and was extremely hesitant to spend even one penny more than I absolutely had to! I used coupons to buy groceries all through college, and worked as many hours as I could to quickly pay off my student loans.
Now that I’m “all grown up” I’m still frugal, I still use coupons, I still don’t spend money if I don’t have to, and I still balance my bank register after every transaction {yes, I do online banking too!}
Basically, I’ve been frugal for as long as I can remember — thanks in large parts to my parents who have always encouraged me and my sisters to save, save, save!
Because of my love for frugal living, I am simply ecstatic about today’s giveaway — The Money Saving Mom’s Budget. It’s a brand new book written by one of my blogging friends, Crystal Paine of MoneySavingMom.com.
Crystal’s book is not only packed FULL of hundreds of tips and tricks to save more, spend less, and pay off debt; it also contains a wealth of information on how to simplify and organize your entire life… which I’m all in favor of 🙂
Plus the entire book is written from a “normal” person’s perspective on finances; so you won’t have to weed through financial jargon or constantly wonder if you’re understanding it correctly.
As I was reading her book, I kept thinking “I could have written this” because I honestly agree with pretty much everything she says. You can read more about her book here, but then come back and enter to win one of 5 copies!
The Giveaway:
Today, five lucky readers will win a copy of Crystal’s new book, The Money Saving Mom’s Budget!
How to Enter:
1. Leave a comment. How are you trying to save more and spend less this year?
2. Like Simple Organized Living and/or Money Saving Mom on Facebook, and then leave a separate comment letting me know you did {or that you do already}.
If you are reading this in your email or feed reader, please visit the actual blog post to enter. Email entries, Facebook comments, and Twitter messages will NOT be counted.
Prizes:
(5) copies of The Money Saving Mom’s Budget as described above.
This giveaway ends at 10:00 pm on Tuesday, 1/17/2012 and is open to all U.S. and Canadian residents 18 years or older. I will use And the Winner Is to select the winning comments at random. Winners will be notified by email and noted at the top of this post. Winners must respond within 48 hours of notification to claim their prize or I will choose a new winner. Please see my full disclosure policy and contact me with any questions you have. Good luck!
Alisha says
I’m trying to save money by following a meal plan and using more coupons as we prepare for the arrival of our first baby.
Jennifer says
I like SOL on FB.
Jennifer says
I like MSM on FB.
Jennifer says
My money-saving PLAN for the new year is to follow a meal plan. The year is still new, right?
Megan McP-L says
I like Money Saving Mom on facebook
Megan McP-L says
I already like Simple Organized Living on FB
Megan McP-L says
I have started making my own baby food! All organic and for the cost of 3 jars of store bought food, I get 15-30 servings of home made food ๐ My husband is very pleased with the savings and my daughter with the food
Anita says
To eat out less, do menu planning and pay down my debt.
Melissa Campbell says
This looks like a good book!
sheri says
I save money by not spending. I use my resources such as sewing my own clothes, purses, etc. Goodwill is a great place to get kids clothes and other great finds for the house.
Laurel says
I like you both on facebook
Laurel says
We are saving by freezing our leftovers and then enjoying them later rather than forgetting about them in the refrigerator and ending up tossing them out when they go bad.
Shelbie says
I’ve been meal planning for a while now, but we’re going to take the extra step of cutting out one lunch out per week. This should definitely help us save more!
Lynette says
I “like” you both on facebook.
Lynette says
My goal is to eat out less and to try to find things at thrift stores instead of buying new!
Heather says
I’m tracking where all my money goes, and trying to stop “window shopping” online all the time.
kathy w says
I liked both on FB.
kathy w says
I am making sure we cook at home more and eat out less. Our goal is to eat more healthy and waste less food and money.
Susan says
I “like” you on fb already. ๐
Liesel says
I like you and MSM on fb!
Liesel says
I want to switch to cash for groceries to save money this year.
Christine says
I already “like” you on facebook, this year we are sticking to our budget and paying with cash instead of debit cards to control “miscellaneous” spending!
Janis S. says
I’ve always been careful with my money. If I don’t have money to buy something I need, I save up money to get it. If they have a finance plan like 90 days same as cash I will buy something, and I make sure I pay it off before in time so I don’t have to pay finance charges.
I’d love to win this book as I was just laid off and money has been tight anyways due to a lot of unexpected bills.
Courtney says
I am trying to save money and spend less this year by making freezer jam and other spreads for my family. My boys eat a lot of peanut butter and jelly sandwiches. We have discovered that we prefer freezer jam to store bought and it is cheaper and so much faster than I thought it would be to make.
Courtney says
I liked simple organized living on Facebook.
Courtney says
I already follow Money Saving Mom.
Heidi Zizz says
I “like” your page on FB.
Heidi Zizz says
I am hoping to start menu planning, which should lower our food bills. ๐
Kristen says
I like both you and Crystal on facebook!
Kristen @ Joyfullythriving says
I’m trying to find the “extra” money in our budget and put it in our emergency fund.
Shannon says
I am constantly trying to find way to save money, mostly I just try to shop as rarely as possible (easier said than done!).
Kristin says
I like both SOL & MSM on Facebook.
KimH says
Im planning on spending less by locking my credit cards in my lock box instead of carrying them around with me. They’re already there.
If I seriously snowball my debt payments, I can be debt free (as far as I can see) in about a year and a half. with Gods Grace!
Kristin says
I am determined to stick to my menu plan, find more (healthy) meals that contain less expensive ingredients, and to cut down on our meat intake… don’t tell my husband about that one! ๐
Heidi Zizz says
This is EXACTLY what I want to do! ๐
KimH says
Love MoneySavingMom’s blog along with yours.. You’re both 2 of my favorites! ๐ I already like you both on Facebook!
Akta says
For the first time I’m putting myself & my family on a budget. This book would be very helpful as to learn how to spend money more wisely and be more conscience of how we spend. I’m also couponing and learning to make homemade cleaning products too.
Kathrine says
We are trying to save money by eating out of the freezer more and eating out less. Raising a garden to resupply the freezer.
susan says
I also like MSM on facebook!
susan says
I am trying to save more in the misc. categories – to be really hard core about what we NEED.
MaryBeth says
I browse the flyers to see which grocery store is offering sales on the items I buy most – there are two grocery stores equal distance from my home, so the store with the best deals gets my business that week. And I’m clipping coupons to save even more.