My 2016 FREE Finance-Tracking Workbook

posted by Andrea | 12/21/2015

finance-tracking-workbook

Since I’ll be taking some time off for the holidays, I thought it might be nice to share my 2016 free printable Finance-Tracking Workbook — for all of you who like to get everything set up before the New Year!

I’ve been using some form of this simple spreadsheet since I was in college!! I have changed and altered it as needed to fit my life, my jobs, our family, etc. but it continues to be a great place for me to track all our income and expenses and make sure our finances stay on track.

As I’ve mentioned MANY times before, this workbook is NOT A BUDGET!Β 

It doesn’t tell you how much you should be spending… but rather, it tells you how much you ARE spending.

Obviously, I think budgets are fabulous tools; however, before you can even begin the process of budgeting, you need to know what you’re starting with, how much money you’re bringing in, how much you are currently spending in various categories, and how much surplus you have at the end of each month or each year.

In my opinion, it would be nearly impossible to set up a realistic budget without first knowing what you’re starting with — in fact, I’ve even gone so far as to say that taking the time to accurately track your saving and spending is one of the differences between those who meet their money management goals and those who don’t.

If setting up a budget is on your to-do list, I would highly recommend jump-starting the process by first downloading and using my FREE Finance-Tracking Workbook.

Download the Free Workbook:

Clicking on the links below will automatically download it to your computer.

  • Here is a link to theΒ 97-2004 Excel FileΒ (if you are using an older version of Excel)

More Information about this Workbook:

If you want more information about how I use this workbook, read through this post.

If you have a question, read this post to see if I already answered it. If not, then shoot me an email and I’ll get back to you ASAP!

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Filed under: LifeFrugal Living

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12 comments

  1. Sandy

    07/22/2018

    Hi Andrea! I was just looking at your system for filing your bill payments in your gmail files. I was wondering have you thought about what you’d do if something happened w/gmail and you couldn’t access those files? I’m wanting to get rid of all the paper clutter but, not trusting of saving in any online sources. Thank you for your response.

    [Reply]

    Andrea Reply:

    I guess I just assume that Google is so huge that nothing could happen to them πŸ™‚
    It’s not a perfect system but I really have a hard time believing anything major could happen to gmail πŸ™‚

    [Reply]

  2. Kathryn

    10/24/2016

    Thank you so much for sharing your Workbook with us! My husband and I have given up on tracking our finances and creating a subsequent budget sooo many times…usually because it becomes too tedious to track EVERTYTHING. Or, perhaps more accurately, we get bogged down with too many categories and assigning which item goes where (does shampoo go under “household” or “toiletries”?) But yours seems simpler and more do-able! What if you are trying to save for something big, like a car, new furnace, or other major purchase? Where do you put that? Under investments or as an expense going out to another account or…? How do you track those things? Thanks!

    [Reply]

    Andrea Reply:

    Glad to help!

    [Reply]

  3. Suzanne

    10/15/2016

    Thank you so much for this wonderful file! My husband doesn’t like a budget but I want to track to spending to have more control over leaks. You’ve given us a great tool that will be super helpful in achieving our financial goals.

    I’ve been a big fan of your blog for some time. You are such a hard worker and a wonderful example.

    Keep up the good work!

    [Reply]

    Andrea Reply:

    Yay — glad to help!!

    [Reply]

  4. JJ

    12/22/2015

    Merry Christmas!

    [Reply]

  5. Cathy King

    12/21/2015

    Both versions wouldn’t open, said they were corrupted. I love reading your blog and seeing pictures of your beautiful family!!

    May you and yours have a Merry Christmas and Happy New Year!

    Cathy

    [Reply]

    Andrea Reply:

    Thanks Cathy! Merry Christmas to you too!

    I’m not sure what to say about the files — I just tried them again and they downloaded perfectly fine for me. Sorry πŸ™

    [Reply]

    Kim Reply:

    FYI – When I send out spreads that cannot be opened, it’s because I save them in the current Excel version. If I save the spread in Excel 97-2003 version, everyone I know can open it. πŸ™‚ Hope that helps.

    [Reply]

  6. JoAnn C.

    12/21/2015

    Andrea, wishing for a safe and happy holiday to you and your family. Enjoy your time off. Blessings.

    [Reply]

    Andrea Reply:

    thanks so much JoAnn!

    [Reply]