It’s interesting how quickly we adapt to the worldly mindset of believing “more” is always better — and how easy this mindset makes it to ignore many of the hidden costs that come with having or doing or being “more”.
In fact, when was the last time you even stopped to consider any possible hidden costs of the various things in your home or activities on your calendar?
Ok, let’s dive in…
More (bigger) House:
For the first 4 years of our married life, Dave and I had regular conversations about our “dream house”.
When we eventually purchased our farmhouse in 2010, we thought we had found our “dream house”. It felt so HUGE for just the 2 of us — plenty of space and endless possibilities for growing our family.
Now, 4 kids later, it doesn’t feel all that huge anymore and I often find myself daydreaming about larger homes with “more”. Maybe one additional bedroom, a useable basement space, and more room for indoor entertaining.
In reality, we love our quirky old home and I truly enjoy the challenge of rearranging and re-working spaces to accommodate our family’s current needs. I also realize how many hidden costs would come with a bigger home…
- A larger mortgage (if you can’t pay cash).
- More expensive insurance.
- More expensive utilities.
- More time and energy spent cleaning, doing yard work, etc.
- More upkeep (inside and outside).
- More expense paying others to do the upkeep for you.
- More places to store extra stuff that will eventually need to be decluttered and organized.
- More furniture and decorations needed to fill the large spaces.
- More regret if you want to change something later.
- More frustration if something breaks or gets ruined.
RELATED POST: The Benefits of NOT Owning Your Dream House
More (nicer, newer, bigger) Vehicle:
Yes, older vehicles often require a bit more maintenance, which is definitely something to consider when buying a used car… but newer vehicles might just kill you with high insurance premiums.
I was recently shocked to realize that friends of ours with 2 new vehicles pay more auto insurance per MONTH than Dave and I pay per YEAR for our older vehicles!
There are other hidden costs in nicer, newer vehicles too…
- More expensive maintenance if you need special parts.
- More expensive oil changes if you need to go through the dealer versus any mechanic.
- More expensive gas if you need premium.
- More propensity to over-spend on other car-related purchases like fancy car mats, regular car washes, additional accessories, etc.
- More stress and anxiety around keeping the car looking new.
- More time and energy spent vaccuming and keeping the inside clean.
- More anger if a child (or anyone else) dings or scratches the vehicle.
I should note that Dave and I drive considerably less than the “average” driver in terms of time spent in the car and mileage. I’m lucky if I put 50 miles on our van in a week, and Dave usually just drives the few miles to school and back. This is one reason we’ve been able to hang onto our older vehicles without too many issues.
RELATED POST: How we keep our van organized.
More Clothing, Shoes, and Accessories:
I have intentionally taken a very relaxed approach to the clothing our family wears.
We buy almost all our clothing from thrift stores for rock-bottom prices — which means the kids get to choose whatever they want to buy (which they love).
They also get to pick out their own clothing for school each day.
Not only do we save a considerable amount on clothing each year, but my kids and I don’t stress about accidentally ruining clothing. And laundry is a breeze because I don’t worry about special washing instructions — just throw everything in and wash!
I know my theory on clothing isn’t for everyone… but here are a few “extra costs” of more clothing to consider the next time you’re tempted to buy more.
- More money spent — obviously!
- More time shopping for additional items (either in store or online).
- More to store and organize (more hangers, bins, dressers, etc.)
- More to wash, dry, fold, hang, and put away.
- More to keep track of (especially true for kids).
- More choices and options, which is usually a negative (decision fatigue)
- More guilt for hanging onto items you don’t wear.
- More purchases if you need to buy additional accessories to go with a new item.
- More anger/frustration if your children lose or ruin expensive clothing.
- More stress doing laundry (following special washing instructions).
- More to sell or donate eventually.
Of course, there’s nothing wrong with enjoying a special outfit or a big shopping spree, but thinking through many of these hidden costs has been helpful for me, even when I’m at the thrift store.
Just because it’s a good deal, doesn’t mean I need it… and a year down the road, I might realize that the $2 shirt I never wore actually “cost” me a lot in terms of space and guilt.
RELATED POST: 5 Steps to Quickly Clear Closet Clutter
More Toys, Books, Games, Movies:
With 4 young children, I’ll be the first to admit that I’m not a minimalist when it comes to toys, books, games, craft supplies, etc. as we have lots of it all!
However, we truly do use what we have on a fairly regular basis. We also have designated storage spaces for our things, and (most importantly) we actually put our things away each day.
My goal is not to guilt you into trashing all your kids’ favorite things, but instead to encourage you (and your kids) to think through the hidden costs that come with having more stuff.
- More storage space needed.
- More energy to clean up and put away when you’re finished playing.
- More time spent nagging your kids to put the above items away.
- More batteries, power cords, and accessories required.
- More time wasted looking through so many bins and boxes to find the one thing you want.
- More indecision when presented with too many choices and options.
- More guilt when you realize you don’t use half of what you have.
I’ve seen first-hand how overwhelmed my kids get when there are too many toys, books, games, crafts, etc. They function much better, play much longer, and are happier with fewer options.
NOTE: please don’t feel guilty about decluttering things your kids don’t use or love anymore — even if they were gifts. Instead, focus on how they could benefit another family who doesn’t have as much or who was looking fo that EXACT toy or game.
RELATED POST: How we organize all our games and puzzles.
More Gifts:
For starters, I do not think “more” gifts is equivalent to “bad” or wrong”. (Let’s not read into things too much here!)
I know there are lots of excited gift-givers out there… and if that’s your love language, please don’t let me steal your thunder.
However, I challenge you to consider the hidden costs of “more gifts” (especially for the recipient).
- More for you to store until it’s time to give the gift (and potentially more for you to forget about).
- More for you to wrap and haul to the party.
- More for the recipient to store, clean, and organize.
- More upkeep and maintenance (especially if it requires batteries or charging cords).
- More expectations for additional gifts in the future (this one is a biggie for kids).
- More guilt if the recipient is not able to gift you as generously as you gifted them.
If those hidden costs don’t bother you, then you’re probably doing OK. However, if you’d rather not make time, space, and energy to care for, store, and maintain more stuff, it might be time to scale your gift-giving back a bit.
RELATED POST: Our Favorite Clutter-Free Gift Ideas
More Activities:
On one hand, there is usually value in many of the extra activities and events available to us on a daily and weekly basis.
On the other hand, there certainly comes a point when enough is enough and the hidden costs of “more activities” outweigh the positive value these activities bring to our lives.
Some hidden costs of more activities might be:
- Less sleep
- Less time with family and friends
- Less time doing other things you enjoy
- Less time for yourself to process your thoughts
- Less freedom throughout your days and weeks
- Less “balance” in your life
- More frantic evenings and weekends with little time to unwind and relax
- More stress and anxiety as you worry about fitting everything into your day
- More expenses to pay for the various activities
- More expenses if you opt to pay others to take on certain tasks you no longer have time for (house cleaning, lawn care, meal prep, child care, etc.)
- More money and calories eating out (or eating frozen food) if you don’t have time to cook
Dave and I tend to be more introverted, so our preference is always “fewer activities” and staying home as much as possible.
I know not everyone values being home as much as we do — however, even for you extreme extroverts, it’s important to think through all the hidden costs of adding more and more activities into your life.
RELATED POST: 6 strategies to take your weekends back.
More Fame or Popularity:
When I first started my blog, I had aspirations of creating a huge enterprise, hiring employees, bringing Dave home full-time, writing books, and speaking for conventions.
Obviously, my aspirations have changed a bit over the last decade!
Yes, it has been rewarding and fulfilling to run my small home business over the years, but I’ve learned first-hand that more fame and popularity definitely come with hidden costs as well.
When my blog was bigger and more “in the public eye”, I struggled with the following:
- More people telling me what they think I should / shouldn’t do.
- More desire to please everyone (side note: you’ll never please everyone!)
- More negativity aimed at me.
- More stress about living up to expectations.
- More pressure to continue growing and doing newer and bigger things.
- More energy spent promoting those newer and bigger things.
- More travel.
- More requests for my time (product reviews, travel & conventions, interviews & podcasts, etc.)
Of course, there are many ways to use fame and notoriety for good, but for this season of my life, I’m happy to trade those in for more sanity and time at home with my family!
RELATED POST: Being Average is Awesome Too!
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Keep in mind that while “more” does not mean “better”, it also doesn’t necessarily mean “bad” or “wrong”.
I can think of many situations where it makes perfect sense to buy a larger home or a newer car… or to get your children/family more involved in outside activities.
There is no one-size-fits-all approach to simplifying YOUR life.
It’s OK to have “more”!
The point I want to make is that more is not always as amazing as it might seem — so just stop and consider the costs before blindly assuming more of anything will solve all your problems.
There are lots of hidden costs to “more”.
There are also hidden costs to “less” but that’s a post for a different day!
Samantha says
I love this post and your related post links. This is perfect timing as we are saving for a down payment for a house and we are currently renting. We have many friends who have owned their homes for a long time, but it’s a great reminder to focus on contentment and the hidden costs of more. Renting is simpler and certainly a good choice for us in the short term.
Andrea says
yay — I love when the timing is so perfect!
Dawn Kaestner says
It is nominated for 6 academy awards and I personally really enjoyed the coming of age story. Maybe it is the precious smile of the actor that reminds me of James?
Nancy says
YES to cheaper auto insurance on older cars, especially if you can forgo comprehensive and collision coverage on older models. Interestingly, though, newer isn’t always more expensive for adding extra drivers. Our four vehicles range from 2004 to 2017 models and, while the 2017 costs more to insure than the others, our agent actually rated our teen drivers on that one, apparently because of its safety features. So it costs less to add them to a 2017 than to the older vehicles. All of which is to say, it’s worth asking your agent to explore various combinations when that time arrives for your family.
Multiple vehicles are very common in the rural area where we live, with everyone driving opposite directions day and night. And we’re OK with it for our family for now. BUT it’s another example of the hidden costs of more: the time and money spent figuring out insurance options. Not to mention keeping up with maintenance and repairs!
Donna Marie says
I like being home and eating home cooked meals.
Andrea says
You and me both, Donna 🙂
Parminder Kaur says
Hey Andrea,
i think yours is the only one who i never unsubscribed from , just so you know i love every post of yours 🙂 …. i really want you to be on tiktok if you are not yet…tiktok will be really helpful for you..
@preetysartworld
Marcia says
There would also be real estate property taxes on house (in many states) The bigger the house,, the bigger the tax bill. The same goes for cars in many states, the bigger and better the vehicle, the bigger the personal property tax bill.
Andrea says
yes — great point!
Sue says
yupper !… where we live.. there are some beautiful houses… old historic homes.. that come at a cost in taxes over 35,000.00 a year.. and that is less than a 1 acre lot!!!
Sue in NJ
Marsha says
Thank you. Such a good reminder.
Jeanine says
Great post and much needed, especially this time of year! I wonder if you’ve read the book, Simplicity Parenting, by Kim John Payne. I think you’d really enjoy it, and I would love to hear your thoughts about it in a blog post!
Andrea says
I have not read that book, but I might just have to add it to my (growing) list! First I need to watch The Crown though!
Dawn Kaestner says
Have you seen the movie “Belfast” yet? The main child character reminds me so much of James in appearance!
Andrea says
no! I haven’t even heard of that movie — but now I need to look it up! That’s funny 🙂
Meghan says
Great post! Agree with all of it! While we love our home, we would like to be further from our neighbors. This summer we were looking at a home that was fabulous, but realized it would just make our life more complicated – pool, tons of amazing professional landscaping, huge yard. We realized the house would be a great place to vacation but not to upkeep. Plus we are about a month from paying off our house. We would have had to take out a small mortgage for the new house. Plus sell ours and physically move. We made the right choice to stay put!
Andrea says
yup, there’s always something. I know people who just built their “dream house” after years of planning — and after only a few months, they already have things they wish they would have done differently.
Allison says
Great post! Very timely for me. I’m going thru this right now with the hidden cost being my sanity! Seriously. I’m HSP and my house (along with my 2 teenagers and my sister) is just cluttered cluttered cluttered. Did I mention it’s cluttered? I truly cannot think straight at home. I cant even get to my goto calm-down activity, knitting because visually there’s just too much stuff around. I’m hoping to tackle some of it tomorrow. I love your blog!
Andrea says
Thanks so much, Allison! and yes, I totally relate to needing a space to be fairly clutter-free before I can feel relaxed or like I want to tackle a hobby!
Dawn says
This is such a great post! Before we bought the house we have now, we sat down and looked at our expenses, making sure to add more into the maintenance as well as the heating & cooling. We were moving from a small house to a medium house and wanted to make sure our monthly expenses were still covered. Also, we had to buy a few more pieces of furniture – all those things do add up! Exactly what you said in your post, Andrea! At first I was buying lots of decorative things (from garage sales, etc.) to fill up the spaces, but now I go around the house and get rid of things. I remind myself of that whenever I’m tempted to buy a cute thing that has no purpose!
Andrea says
Good for you — not everyone is smart enough to realize how many other expenses are involved in a bigger home!
Lynn says
I love this post Andrea! I am truly at a place where I am paying off everything in the next six years and making my home my forever home (I’ve been here 15 years already!). I am purging stuff left and right cause I don’t want ‘more’ stuff! One other thing that is more expensive on newer vehicles (at least here in my state) is the personal tax on the car. I, too, buy new as Annette does in her comment below, and I drive them a long, long time. Eventually, as each year goes by, the annual personal property tax on it dwindles to very little.
Some people do like to have more stuff, but I am one that doesn’t and am happier when I don’t!
Thank you for this wonderful blog!
Annette Silveira says
I couldn’t agree more with everything you’ve said. We don’t own our dream home, but we’ve made the one we have work for us for 32 years and it’s paid off. We buy our cars new and keep them until it’s truly more expensive to have them than to get a new one. We’ve lived simply, but had a great life. The main benefit of all this is that we’re comfortably retired and enjoying the fruits of our hard work.
Andrea says
I’m glad to hear this — I sometimes wonder if Dave and are “missing out” on things now, but I have a feeling we will benefit from our frugal, content nature later on life when we can (hopefully) retire early and comfortably!