I’ve always been a very frugal person — faithfully clipping coupons, shopping thrift stores and Craigslist, cooking from scratch, and more — all in an effort to save more on the things we need and want to buy.
However, SAVING money on the items we buy is really only half the battle in living a frugal debt-free life… today, I’m sharing the other huge factor in frugal living as it relates to our family’s ability to live well below our means.


















