Over the years, I cannot tell you how many times I’ve heard someone say “I can’t afford that” or “I don’t have time for that”… and I guess it just bothers me that so many people seem to have such a “defeatist” attitude towards their lack of time and money.
The reason it bothers me is because I personally feel that in almost every situation, we have a choice as to how we will spend our time and our money… I’d love to know if you agree with me or not (and why!)


















